As obvious as it may seem, one of the first steps to begin resolving your mounting debt is to truly realise and acknowledge that you are facing an amounting debt issue. Once you’ve accomplished that and evaluated the level of debt you’re in, consider half the job done. It is essential to be mindful of …
5 Helpful Tips to Work Your Way towards a Debt Free 2022 Read More »
Importance of Building your Credit Score Early Having no past credit history or active credit facilities might not necessarily be to your advantage. Obtaining your first credit card will prove useful in building your credit history and maintaining your financial health as your credit worthiness is assessed based on past and current credit activities. Using …
In 2016, after accumulating close to $1 million in savings, I quit my six-figure job in software development and retired at 35. A few months later, my wife Courtney joined me in early retirement. Not everyone will be able to retire in their 30s, but achieving financial independence is within grasp for many. It may …
Buffett: Don’t panic about virus. The recent coronavirus-related volatility in the?stock market?was enough to rattle even the most confident market bull. However, beloved investing guru and Berkshire Hathaway (ticker:?BRK.A,?BRK.B) CEO Warren Buffett is always around to deliver his textbook calm, pragmatic advice and reassurance about the long-term outlook for the stock market. In his recent …
You tend to hear horror stories about people going into debt. Others are buried under thousands of dollars of credit card bills. Some are picking up extra jobs and taking out loans left and right. Having a good system to manage your finances is a smart idea if you want to stay out of debt …
3 Important Things You Should Do Before Investing Read More »
It takes a lot of time and discipline to become money smart. It doesn’t happen overnight. Some people go through life never saving and living?paycheck?to paycheck. Learning how to be able to handle your money at an early age may not seem sexy, but it will certainly put you down the right path. But if …
Existing in the shadowy world between trope and meme is the notion that on the path to wealth, nothing is quite as hard as making the first $1 million. While it may be a phrase repeated in jest by people who think building even $1 million in wealth is unthinkable or impossible, there are actually …
Mostly, Singaporeans just ask this because they want to know if they?re above or below the median.?But the answer is not so straightforward, and varies among individuals in Singapore depending on personal circumstances. How much savings should I have at 35 in Singapore? As a bare minimum, the correct amount to have saved up ? …
How Much Savings Should I Have at 35 in Singapore? Read More »
I was never the sharpest knife in the drawer. Or the smartest kid in class. In fact, I suffered from a learning disability all throughout school because I didn?t pick things up as quickly as my classmates. I had to work harder. Longer. For me, getting an A in a class was an achievement, I …
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Your 20s can be both an exciting and scary time. You?re starting a career, learning how to be an independent adult and trying to finding your place in the world. Taking care of your finances is one area that many young professionals aren?t proficient in. Here are 10 smart money moves you should make now. …
10 Smart Money Moves All Young Professionals Should Make Now Read More »